BEC or Business Email Compromise hacking is one of the most common types of cyber-attack, which the FBI says costs more than £6 billion a year - and experts say Nigeria is its epicentre.
Cyber reporter Joe Tidy speaks with one BEC hacker in Nigeria to find out how they work, and how he feels about his victims.
If you want to know just how low these BEC scammers go, have a look at this article - where a foodbank was scammed out of nearly $1m. Despicable.
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